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Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Loan Amounts and APRs are based on the borrowers’ credit scores and capacity to repay according to the responsible lending policy of EasyLoans. The loan decisions are subject to verification checks, and the process may take up to two business days in most of the times.(www.easyloansuk.uk) does no or soft credit check and verifies applicant information through other genuine factors like employment status and residence in UK. All the loans and the lending policies are run here according to the guidelines of the Financial Conduct Authority (www.fca.org.uk).