Bad Credit Loans

Live a productive financial life where you are not trapped with any concern about your very bad credit. Apply here and get a chance of securing not only the desired funds but also your CREDIT SCORE. Let start applying for the bad credit loans without guarantor and no broker.

Representative Example: Representative Example: If you borrow £7,000 for 12 months term you will repay £698.35 per month.

Amount : £7,000 for 12 months Monthly Repayement Amount -: £698.35 Interest Rate P.A : 34.6% (fixed)
Total Interest Repayable : £1,380.15 Total Amount Repayable : £8,380.12 Representative APR : 34.6%

Warning : Warning: Late repayment can cause you serious money problems. For help, go to

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Bad Credit History is the record of borrower's failure in repaying the debt on time. The credit history encompasses the failure in repaying the credit card payments, home improvement loans, personal loan, overdraft and any other loan availed from registered direct lenders. Most of the regular banks and financial agencies consider poor credit history or score quite seriously, and don't take the risk in lending to a poor credit rank holder. Therefore, the loan applications of such borrowers are turned down immediately. Don't worry. Easy Loans-UK offers an extensive range of very bad credit loans no guarantor no broker to let you shape your plans.


We offer bad credit loans and that too, without any guarantor. Our qualified loan advisers add hope, value and trust. The philosophy guides us to serve the large numbers of people with no guarantor and poor credit history for whom main street banks have turned off the doors. The reasons for not having a good credit score may not be personal; sometimes, circumstances also dent the credit score.
Understanding this reality has been the inspiring motivation for us to plan a range of bad credit loans for no guarantor and poor credit people under the following categories:

  • Guaranteed Loans Approval for Bad Credit People
  • Bad Credit without Guarantor
  • Instant Payday Loans With Bad Credit
  • Bad Credit Loans Instant Decision no brokers
  • Bad Credit Loans for Unemployed


The repayment period may be stretched even up to 12 months. The Long Term Loans for bad credit and instalment loans for bad credit from direct lender only allow you to improve your financial conditions over the period. We are the leading direct lending company in the UK, and each of our Bad Credit Loans proposals gives borrowers the benefits that are worthy of benefits.

  • No Upfront Fees
  • No Early Repayment Penalty
  • No Hidden Charges
  • No Paper Work
  • Quick Process
  • Flexibility
  • 100% Customized
  • Hassle-Free
  • No Need Of Broker


Yes, you can get the loan approval even with very poor credit history. But the lender may charge high-interest rate as compared to a person with a less-than-stellar credit score. If you want to reduce the APR, follow the below mentioned ways:

Small amount: The best way to get approval is to ask for small amount that you need at most.

Guarantor: It is one of the easiest ways to get large amount with adverse credit score. Find a person to take your responsibility of paying the whole amount in case of default.

Collateral: You can use your asset too to reduce the APR.

If you are applying for bad credit loans, then you should know that it is a short term loan for those who are struggling to get any funds. Thus, the maximum repayment term of the loan can be extended up to 12 months as per the borrower convenience.

If you are applying at EasyLoans, then you can get guaranteed approval bad credit loans. The lending team will go through your financial records such as your income, employment history and others. Depending on these factors, the interest rate and the amount will be decided.

Applying for the loans can be done through both traditional and modern lending firms. But when it comes to bad credit, the online lenders like EasyLoans suit more to the borrowers’ aspirations. They have flexible lending policies that include competitive APRs, flexible repayments and no credit check.
You can approach the lender for the instant loan approval too.

Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Loan Amounts and APRs are based on the borrowers’ credit scores and capacity to repay according to the responsible lending policy of EasyLoans. The loan decisions are subject to verification checks, and the process may take up to two business days in most of the times.( does no or soft credit check and verifies applicant information through other genuine factors like employment status and residence in UK. All the loans and the lending policies are run here according to the guidelines of the Financial Conduct Authority (